What We Do and How We Can Help

Many people think that only those who have mismanaged their money are stressed about finances. However, even the most successful and hard-working families can lack confidence in their financial future.

With nearly three decades of experience serving high net worth families, we understand the stress and concern that can come with facing financial decisions. After working hard throughout your career to build your wealth, you want to make sure it works hard for you in return when you retire and when you leave a legacy. We’re here to help.

What We Do

Balboa Wealth Partners brings together top quality asset management and client service in a boutique setting designed specifically for discerning clients and the advisors who care for them.

We provide personalized plans designed to match your needs and goals. Serving as your financial stewards, our team of advisors work with you to plan for your future while managing and preserving your wealth.

With a diverse team of experienced professionals who maintain a high-touch and personalized experience, we seek to serve as our clients’ most trusted financial consultant and help them make smart decisions with their money. By having a dedicated team of experts on your side, we hope you can feel more confident as you navigate life’s challenges and planning opportunities.

Who We Serve

We specialize in serving high and ultra-high net worth families and 401(k) retirement plans. Our client base is quite diverse in terms of profession, location, and background, but they share a common thread: they appreciate the level of service and care our advisors provide.

The need for successful families to choose between quality advice and quality care has become all too common in today’s wealth management marketplace. An institutional money manager knows what to do with your money but does not take a personal interest in you and your family. While your advisor cares deeply about you and your circumstances, they may not truly know how to manage the wealth your family has amassed.

High net worth individuals have unique needs and require specialized strategies. That’s why they need an advisor they can trust. At Balboa Wealth Partners, the needs of our clients come first. Our clients want a partner who values them, understands the importance of what they have built and demand a person who cares about them and their needs.

Our advisors specialize in overseeing your financial affairs and coordinating the day to day execution of your long term financial plans. We deliver high-touch, responsive service strategically paired with access to institutional caliber investment expertise in a way that eliminates conflicts, reduces fees, and opens the doors to truly comprehensive planning and reporting.

It’s for these reasons and others that we believe clients choose to work with us. They understand that we strive to understand their individual needs and have the capacity to deliver. Ultimately, it’s the relationship and service that differentiates us. Through our services and personalized care, we hope clients can sleep more soundly at night and not worry about their finances.

Working with Us

We believe clients to choose us because they enjoy working with us and they trust our advice. We are genuinely passionate about our clients’ future and financial success. We take pride in the significant role we play in their lives, and we don’t take this responsibility lightly.

Our aim is to deliver uncompromised advice, exceptional investment expertise and outstanding service to our clients. Our intentional approach can support sound investment and financial strategies and help you pursue your goals.

Are you looking for a financial partner you can trust to objectively guide you toward your goals and help you navigate your financial life? We’d love to talk and see how we can help you. Give me a call at 949-445-1465 or email me at jgilbert@balboawealth.com. Or, you can take the first step now by completing a complimentary risk assessment here.

About Jeff

Jeff Gilbert is the founder and CEO of Balboa Wealth Partners, a holistic financial management firm dedicated to providing clients guidance today for tomorrow’s success. With nearly three decades of industry experience, he was worked as both an advisor and executive level manager, partnering with and serving a diverse range of clients. Specializing in serving high and ultra-high net worth families, Jeff aims to help clients achieve their short-term and long-term goals, and to worry less about their finances and more on their passions in life. Based in Orange County, he works with clients throughout Southern California, as well as Arizona, Oregon, and Washington. To learn more, connect with Jeff on LinkedIn or email jgilbert@balboawealth.com.

Are You Affected by the Equifax Data Breach? Here’s What to Do

If you have a credit report (and most of us do), there’s a good chance that you were one of the estimated 143 million Americans affected by the recent Equifax Data Breach. If you have been affected, it’s important to be proactive to protect your credit now.

What Happened?

According to the Federal Trade Commission, the breach lasted from mid-May through July. Criminals were able to access people’s names, Social Security numbers, birth dates, addresses, credit card numbers, and even driver’s license numbers. This means that hackers may be able to open up new credit card accounts with your information or make purchases on your existing credit accounts without your knowledge.

Were You Affected?

To see if you were affected by the Equifax breach, you can find out here. Enter your last name and the last six digits of your Social Security number. Even the last digits of your Social Security number are sensitive information, so make sure you’re on a secure computer. The site will tell you if you’ve been affected by this breach.

If You Were Not Affected

Whether or not your information was exposed, U.S. consumers can get a year of free credit monitoring and other services from Equifax. You can enroll to take advantage of the free services here.

If You Were Affected

If your data was included in the breach, you will need to take steps now to protect your credit. Here’s what I recommend:

  • Check your credit reports from Equifax, Experian, and TransUnion for free by visiting com. Accounts or activity that you don’t recognize could indicate identity theft. Visit IdentityTheft.gov to find out what to do.
  • Consider placing a credit freeze on your information for one year. A credit freeze makes it harder for someone to open a new account in your name. While a credit freeze won’t prevent a thief from making charges to your existing accounts, it will help prevent new accounts from being opened.
  • Monitor your existing credit card and bank accounts closely for charges you don’t recognize.
  • Consider placing a fraud alert on your files. A fraud alert warns creditors that you may be an identity theft victim and that they should verify that anyone seeking credit in your name really is you.
  • File your taxes early. As soon as you have the tax information you need, file your taxes before a scammer can. Tax identity theft happens when someone uses your Social Security number to get a tax refund. Be sure to review and respond right away to letters from the IRS.

Moving Forward

It’s always a good idea to monitor your credit and use identity theft insurance, which will pay to repair your credit if your identity is stolen. To monitor your credit on an ongoing basis, consider using a service like Credit Karma, where you can set up proactive alerts to warn you if there’s a big change on one of your credit reports.

Identity theft insurance provides resources if your identity is stolen. One provider, Zander Insurance Group charges $75 per year and includes:

  • $1 Million Stolen Funds Protection
  • $1 Million in Reimbursement Protection
  • Certified ID Theft Specialists 24/7/365
  • Data Breach Notifications & Credit Report Reminders

As always, be mindful of the charges on your credit card and bank accounts. I recommend reviewing all of your charges at least once a month and disputing any charges you do not recognize. Unfortunately, data breaches are becoming more and more common, so it pays to be proactive about protecting your credit score.

Why I Became a Financial Advisor

Some kids like cheering for a particular sports team or joining a club. I enjoyed following the stock market. At an early age, I discovered Wall Street and quickly became fascinated with the stock market and how the economy worked.

In my government class, our teacher held a stock picking contest. Each student was assigned to research and choose a stock. The best performing stock at the end of the school year would win the contest. I dove head first into the assignment and was amazed at the many options. I ended up choosing the best performing stock and won the contest. This kickstarted my passion for numbers.

Starting in Finance

While I didn’t know it then as a teenager, I now know that this was one of the early signs that I was meant to be a financial advisor. After studying political science in college, I entered the industry in 1990 as a cold caller at Lehman Brothers. The hours were grueling and my days were non-stop. However, I learned a lot and built a successful advisory practice.

After becoming fully licensed and building my book of business, I spent more than 13 years with Morgan Stanley. Working as a branch manager, I supervised two offices with more than 75 financial professionals who managed $3.5 billion of client assets and generated $32 million in annual revenue.

As much as I loved my role and working in the industry, the entrepreneur in me wanted more. I also saw that many affluent families lacked truly personalized and holistic financial management from an advisor who specializes in their unique needs. With a desire to fulfill this role, I founded Balboa Wealth Partners in 2015, where my mission would be to help people make strategic decisions about their money and feel confident in their future.

My Career Today

As the founder of Balboa Wealth Partners, my passion is to listen and truly understand what is important to you. Beyond helping you invest, my team and I care deeply about helping you reach your short and long-term goals.

I am dedicated to delivering a collaborative client experience that empowers and guides families to reaching a greater purpose for their wealth. I hope that my deep industry expertise, holistic wealth management services, and innovative technology will provide my clients the confidence to achieve their financial aspirations and manage the wealth they have amassed.

Along with serving as as a trusted advisory firm for clients, I also created Balboa Wealth Partners to serve as a place where financial advisors can join and run their business. There are many advisors like me who seek the independence of a Registered Investment Advisory firm, and Balboa Wealth Partners can serve as that homebase for them as they run their independent practice.

The Highs and Lows

There are certainly challenges that come with this job. It’s difficult finding enough hours in the day to run a company, build my business, and provide exceptional service to each and every client. However, the benefits of this career far outweigh the challenges.

There is nothing more fulfilling than having the ability to apply nearly three decades of experience as an advisor and executive level manager to build a registered investment advisory firm that does business the right way for our clients and advisors. It’s incredible seeing people’s lives improve because of the financial decisions they make, and witnessing the growing sense of confidence that follows.

I’m happy when I can help clients achieve their short and long-term goals, worry less about their finances, and sleep well at night. Ultimately, helping clients work toward their financial independence enables me to work toward my career goals and feel satisfied and accomplished each day.

Working Together

If you’re looking for a financial partner who focuses on your unique needs and wealth goals, I invite you to contact me for a chat. I am always open to meet new people and see how I may be able to help. Whether you’ve already started planning for the future or have yet to put strategies in place, I encourage you to reach out to me today for a no-obligation conversation to see how I may be able to help you. Give me a call at 949-445-1465 or email me at jgilbert@balboawealth.com. Or, you can take the first step now by completing a complimentary risk assessment here.

If you’re a financial advisor seeking the independence of a Registered Investment Advisory firm and the support team to put your clients first, let’s discuss how we may be able to work together.

About Jeff

Jeff Gilbert is the founder and CEO of Balboa Wealth Partners, a holistic financial management firm dedicated to providing clients guidance today for tomorrow’s success. With nearly three decades of industry experience, he was worked as both an advisor and executive level manager, partnering with and serving a diverse range of clients. Specializing in serving high and ultra-high net worth families, Jeff aims to help clients achieve their short-term and long-term goals, and to worry less about their finances and more on their passions in life. Based in Orange County, he works with clients throughout Southern California, as well as Arizona, Oregon, and Washington. To learn more, connect with Jeff on LinkedIn or email jgilbert@balboawealth.com.