
Michael Santoro
Michael Santoro has more than 30 years of experience in the financial services industry. Michael is the founder of Retirement Consultants, a firm he launched in 1991 with a mission to simplify the complexities of retirement planning, tax strategy, and investment management.
Throughout his career, Michael has been committed to delivering thoughtful, holistic financial guidance and sound investment insight; with a career defined by helping successful entrepreneurs, physicians, and practice owners keep more of what they earn, invest with purpose, and build lasting financial independence.
He is an Accredited Investment Fiduciary (AIF) and maintains his FINRA Series 66 and life insurance licenses. He has helped clients at every stage—from early wealth accumulation to retirement income planning—build confidence in their financial futures and achieve meaningful long-term outcomes.
Outside of his professional life, Michael enjoys spending time with his wife family, exploring new places, attending baseball games and relaxing with a fishing rod in hand.



