Entries by Jeff Gilbert

Fed Unwinding

What if the Fed takes a slow approach to unwinding the balance sheet, and targets a larger final balance sheet? Janet Yellen has previously indicated the unwinding process could take a decade and may stick with that slow approach Ben Bernanke has advocated that the Fed maintain a long-term balance sheet far larger than the […]

Debt Cliff

What if the US is unable to make meaningful reforms to Social Security funding resulting in a likely 25% benefits cut in the 2030s? Social security funding unchanged, leading to 25% benefit cut in 20 years. Younger boomers forced to accelerate asset liquidation, pulling assets from the market. Lack of spending compounds demand problems seen […]

BASELINE- S&P UP 10%, DOWN 10% MODEL CHANGES IN TREASURY RATES

What if the S&P has a minor correction and falls 10% over a short timeframe? While S&P and Nasdaq both fall 10%, a short correction has little impact on economic metrics. Treasury rates would fall as investors flee risk. Commodities like oil might fall as fast as equities.

Five Steps to Get Your Financial House in Order

Did you know that four in ten Americans admit that they prefer not to think about money? (1) This isn’t all too surprising as, for many people, finances can seem complicated and overwhelming, and many people suffer from decision fatigue and don’t know where to start. If that’s you, take a look at these five […]

The Top 4 Retirement Regrets

The closer you get to retirement, the more excited you probably get. It’s a milestone we often start thinking about as soon as we enter our working years, and many of us relish the idea of slowing down, changing pace, and finally having all the time we need to pursue passions and invest in relationships. […]